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Instant Cash ISA

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax-free savings, with instant access to your money

  • Open with £1 or transfer-in an existing ISA in just 3 steps
  • 0.40% AER/tax-free per year2 variable on balances of £1 to £29,999
  • 0.45% AER/tax-free per year2 variable on balances of £30,000 to £99,999
  • 0.55% AER/tax-free per year2 variable on balances of £100,000+ and over
  • Our interest rates are reducing on 16 June 2020 – please see our tables below

Summary box

Account name
Instant Cash ISA — Issue 1

What is the interest rate?
Effective from 9 October 2019 to 15 June 2020

Balance

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AER %

£1+

0.40

0.40

£30,000+

0.45

0.45

£100,000+

0.55

0.55

Effective from 16 June 2020

Balance

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax-free p.a.%

AER %

£1+

0.10

0.10

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看The estimated value is based on no change to the interest rate during 12 months and no withdrawals made.

Can Barclays change the interest rate?

Yes, rates are variable. We can increase or decrease the interest rates for the reasons set out in our ‘Barclays and you’ booklet, which is available in branch, or you can read our Terms and conditions for Personal customers. Both also explain when we may change the interest rates, and the notice we’ll give you.

 

What would the estimated balance be after 12 months based on a £1,000 deposit and deposits for each tier of interest?

Deposit amount

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£1,000

£1,004.01

£30,000

£30,135.28

£100,000

£100,551.39

Effective from 16 June 2020

Deposit amount

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Estimated value after a year

£1,000

£1,001.00

The estimated value is based on no change to the interest rate during 12 months and no withdrawals made

How do I open and manage my account?

You can open an account online, in branch or over the phone. Please see the ‘How to apply’ section below for more details.

You can manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you’re registered3.

The minimum opening balance allowed is £0 if the Instant Cash ISA - Issue 1 is being funded by an ISA transfer-in, otherwise the minimum deposit is £1.

Eligibility

To apply for our Instant Cash ISA - Issue 1, you must

  • Be aged 16 or above
  • Be resident in the UK for tax purposes
  • Open this ISA for yourself

In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year.

Can I withdraw money?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Yes, you’ll have instant access to your money so you can make withdrawals.

Additional information

  • Money withdrawn from your Instant Cash ISA - Issue 1 and put back into the account within the same tax year doesn’t count towards your annual ISA allowance
  • Transfers-in and transfers-out from and to other ISAs are allowed  
  • You can offset your savings account against your mortgage – but if you do, you will not earn any interest on your savings
  • We may withdraw the availability of Instant Cash ISA - Issue 1 at any time without notice. This will only apply to new accounts opened from that time

The estimated value is based on no change to the interest rate during 12 months and no withdrawals made.

Why choose this account

  • You can access your money via Online Banking, the Barclays app, Telephone Banking or by visiting in branch
  • Open with £1 (£0 for transfers-in)
  • Transfer-in an existing ISA in just three steps

 

Terms and conditions

For additional information, download our Instant Cash ISA - Issue 1 terms and conditions看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看 [PDF, 210KB]

How to apply

There are different ways to apply, depending on whether or not you bank with us.

Already bank with us?

You can apply online, in branch or by calling 0345 744 5445 1

Register for Online Banking

Get quick and convenient access to your accounts.

More ways to save

If this savings account isn't what you’re looking for, we have other options for you to consider.

1-Year Flexible Cash ISA

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax-free savings, with some access to your money

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Make the most of your 2020/2021 ISA allowance of £20,000 and feel good about saving. If you bank with us, you could pay in to your existing ISA or open a new ISA online in minutes.

Help to Buy: ISA

Manage your savings

The Help to Buy: ISA has closed to new savers, but you can add money to one you’ve already opened until 30 November 2029. You can also take a look at the other ways we can help if you're saving to buy a home.