1-Year Flexible Cash ISA

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax-free savings, with some access to your money

Make the most of your 2020/2021 ISA allowance of £20,000 and feel good about saving. If you bank with us, you could pay in to your existing ISA or open a new ISA online in minutes.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看If you haven’t already, you can register for .

If you don't yet bank with us or prefer to talk, give us a call on 0345 744 5445 1 or visit your nearest branch.

Earn a fixed rate on your money, and have the flexibility to access some of your savings too.

  • Fixed rate of 1.00% AER/tax-free2 p.a. for 1 year
  • Make 3 free withdrawals, each one of up to 10% of your current balance
  • Open with £1 (£0 for transfers-in) to £1 million
  • Transfer-in your existing ISA for a limited period

Summary box

Account name

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看1-Year Flexible Cash ISA - Issue 24.

What is the interest rate?

Interest rates for balances of £1+, effective from 13 February 2020.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Interest option

Tax-free% p.a.

End of term
看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看 Tax-free% p.a.


(all interest options)

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看1-year term




Monthly and end of term interest payment options are available3.

End of term interest is compounded annually and added to the funds deposited in your ISA when it matures.

Monthly interest cannot be paid back into this ISA or directly into any other ISA or bond. It can be paid into a Barclays account in your name or held jointly with someone else, or it will be sent to you by cheque.

Can Barclays change the interest rate?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看No, the interest rates are fixed for the 1-year term of the ISA.

What would the estimated balance be at the end of the term based on a £1,000 deposit?

Deposit amount


(Estimated value at the end of the term)

End of term

(Estimated value at the end of the term)




How do I open and manage my account?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看You can open an account online, in branch or over the phone. Please see the ‘How to apply’ section below for more details.

You can open this ISA with £0 if it’s being funded by an ISA Transfer-In (ISA Transfer-In requests must be received within 30 calendar days from the date of account opening), otherwise the minimum deposit is £1. The maximum is £1 million.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看You can access your funds and manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you’re registered. Deposits up to the annual ISA subscription limit each tax year may be made throughout the term of the Flexible Cash ISA.


看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看To apply for this cash ISA, you must

  • Be aged 18 or above
  • Be resident in the UK for tax purposes
  • Open this ISA for yourself

In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year.

Can I withdraw money?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Yes, you can make three withdrawals during the term of the 1-Year Flexible Cash ISA - Issue 24. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.

If you need to, you may close the account or transfer-out the whole balance before the maturity date. This will result in a charge equivalent to 90 days’ tax-free interest based on the current balance at the time. If there’s insufficient interest (or where you have chosen the monthly interest payment frequency option) to cover the charge, we’ll take it from your account, so you may get back less than you deposited. The charge does not apply if your account is closed during the cancellation period, or due to death or bankruptcy.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看You can manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you're registered. At the end of the 1-Year Flexible Cash ISA - Issue 24 will convert into an instant access variable rate cash ISA.

Additional information

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax status: Tax-free. Interest is exempt from UK Income Tax provided all ISA conditions are met.

Our 1-Year Flexible Cash ISA - Issue 24 is a strictly limited offer and may be withdrawn at any time.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看This account cannot be offset against a mortgage loan we have made to you.

Terms and conditions

For additional information, download our 1-Year Flexible Cash ISA - Issue 24 terms and conditions看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看 [PDF, 273KB]

How to apply

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看There are different ways to apply, depending on whether or not you bank with us. You’ll need to have your National Insurance number to hand when you apply.

Already bank with us?

You can apply online, in branch or by calling 0345 744 5445 1

Register for Online Banking

Get quick and convenient access to your accounts.

More ways to save

If our Flexible Cash ISA isn't what you’re looking for, take a look at some of our other savings accounts.

Premier 2-Year Flexible Bond

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看An exclusive savings bond for you as a Premier customer

Earn a fixed rate on your money with the flexibility to access some of it too.

Our savings accounts

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看You could make your money grow through our current range of savings accounts

Start saving with as little as £1 through our range of instant-access savings accounts.