Premier 1-Year Flexible Cash ISA

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Tax-free savings, with some access to your money

Earn a fixed rate on your money, and have the flexibility to access some of your savings too.

Save up to £20,000 tax-free in the 2020/2021 tax year

  • Fixed rate of 1.20% AER/tax-free1 per annum for 1 year
  • Make 3 free withdrawals, each one of up to 10% of your current balance
  • Open with £1 (£0 for transfers in) to £1 million
  • Transfer in your existing ISA for a limited period

Summary box

Account name

Premier 1-Year Flexible Cash ISA - Issue 11

What is the interest rate?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Interest rates for balances of £1+, effective from 13 February 2020.

Interest option

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Monthly Tax-free% p.a.

End of term Tax-free% p.a.

AER % (all interest options)

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看1-year term




Monthly and end-of-term interest payment options are available.2

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看End-of-term interest is compounded annually and added to the funds deposited in your ISA when it matures.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Monthly interest cannot be paid back into this ISA or directly to any other ISA or bond. It can be paid into an account with us in your name or held jointly with someone else, or it will be sent to you by cheque.

Can we change the interest rate?

No, the interest rates are fixed for the 1-year term of the ISA.

What would the estimated balance be at the end of the term based on a £1,000 deposit?

Estimated value at the end of term

Estimated value at the end of term

Deposit amount


看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看End of term




How do I open and manage my account?

You can open an account in branch or over the phone. Please see the ‘How to apply’ section below for more details.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看You can open this ISA with £0 if it’s being funded by an ISA Transfer-In (ISA Transfer-In requests must be received within 30 calendar days from the date of account opening), otherwise the minimum deposit is £1. The maximum is £1 million.

You can access your funds and manage your account in branch, or using Online Banking, the Barclays app or Telephone Banking – provided you’re registered. Deposits up to the annual ISA subscription limit each tax year may be made throughout the term of the Flexible Cash ISA.


To apply for our Premier 1-Year Flexible Cash ISA, you must

  • Be a Premier customer aged 18 or above
  • Be resident in the UK for tax purposes
  • Open this ISA for yourself

In order to subscribe to a cash ISA, you can’t have subscribed to another cash ISA or used your total annual ISA allowance in any combination of permitted ISAs during the same tax year.

To apply, you must also have

An annual gross income paid into a current account with us of £75,000 or more


£100,000 or more saved or invested with us

Already have a current account with us and meet these requirements? Upgrade to a Premier Current Account now.

Can I withdraw money?

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Yes, you can make 3 withdrawals during the term of the Premier 1-Year Flexible Cash ISA - Issue 11. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.

If you need to, you may close the account or transfer-out the whole balance before the maturity date. This will result in a charge equivalent to 90 days’ tax-free interest based on the current balance at the time. If there’s insufficient interest (or where you have chosen the monthly interest payment frequency option) to cover the charge, we’ll take it from your account, so you may get back less than you deposited. The charge does not apply if your account is closed during the cancellation period, or due to death or bankruptcy.

At the end of the 1-year term, the Premier 1-Year Flexible Cash ISA - Issue 11 will convert into an instant access variable rate cash ISA.

Additional information

Tax status: Tax-free. Interest is exempt from UK Income Tax provided all ISA conditions are met.

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看Our Premier 1-Year Flexible Cash ISA - Issue 11 is a strictly limited offer and may be withdrawn at any time.

This account cannot be offset against a mortgage loan we have made to you.

Terms and conditions

For additional information, download our Premier 1-Year Flexible Cash ISA - Issue 11 terms and conditions. [PDF, 273KB]

How to apply

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看If you’re eligible, you’ll need to have your National Insurance number to hand.

Visit a branch

Come along to a branch and apply in person.

Over the phone

Call us on 0800 9247 365 3

More ways to save

If our Premier Flexible Cash ISA isn't what you’re looking for, take a look at some of our other savings accounts.

2-Year Flexible Bond

Earn a fixed rate of interest on your money

If you bank with us, you could open an account online in minutes.

Smart Investor

Become the investor you were meant to be

看黄神器免app免vip_免费的黄神器手机安卓_黄 色带 app免费试看The value of investments can fall as well as rise. You may not get back what you invest. We don’t offer personal financial advice, so if you’re not sure about investing, seek independent advice.

Premier exclusives, savings and investments

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Whether it’s for rainy days, dream holidays, or your future, there’s always something to save for. Our range of savings and investment options are designed to help you get there.